Loan Officer Chels Full Deal Analyzer →

DSCR Quick Analyzer

Paste an address or a Zillow, Realtor.com, or Redfin link. We read the address from the link text only; we never load the listing page or show listing-site value estimates.

1. Property

2. Property tax estimate ESTIMATE

Non-owner-occupied SC property is assessed at 6%. Tax = price × 6% × total millage ÷ 1,000. Bills can differ after reassessment, fees (e.g. stormwater, fire, garbage), and credits. Edit any number.

3. Rent, insurance, payment

HUD Fair Market Rent lookup is not connected yet. Enter your rent estimate or lease amount.

Insurance: enter your landlord/DP3 quote.

Enter the payment from your own loan scenario. This tool does not supply rates or payments.

Result

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DSCR = rent ÷ (payment + tax/12 + insurance/12 + HOA/12)
Monthly rent—
Payment (P&I)—
Tax / mo—
Insurance / mo—
HOA / mo—
Total monthly housing cost—
Estimate based on the information you entered. Not a loan offer, rate quote, or commitment to lend.

Chelsea Reeder is a licensed mortgage broker (NMLS #2741400) and Formerly Licensed Residential Appraiser (5.5 Yrs); she does not provide property valuations, appraisals, or guarantees of appraised value. All loans subject to independent third-party appraisal.

Chelsea Reeder, Licensed Mortgage Broker (NMLS #2741400) and Formerly Licensed Residential Appraiser (5.5 Yrs) | Community Mortgage Solutions LLC (NMLS #2629349) | Equal Housing Opportunity

Residential mortgage lending in SC and NC only; business-purpose/commercial lending in 44+ states. Verify licensing at NMLS Consumer Access.

Estimates are for educational purposes only, not a loan commitment, approval, or rate lock. Rates, terms, and programs are subject to change and to borrower and property qualification.

Chelsea does not provide property valuations, appraisals, or guarantees of appraised value; all loans are subject to independent third-party appraisal and underwriting.